LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,329
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,619
−HK$295/mo
Today · 4.125%
HK$9,914
baseline
▲ 0.50% · 4.625%
HK$10,517
+HK$603/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,828/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,378
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,656
−HK$283/mo
Today · 4.125%
HK$10,939
baseline
▲ 0.50% · 4.625%
HK$11,515
+HK$576/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,878/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,194
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,543
−HK$353/mo
Today · 4.125%
HK$11,896
baseline
▲ 0.50% · 4.625%
HK$12,620
+HK$724/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$23,792/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,454
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,788
−HK$338/mo
Today · 4.125%
HK$13,126
baseline
▲ 0.50% · 4.625%
HK$13,818
+HK$692/mo
Deposit HK$1.64M · loan HK$2.45M · min. income ≈ HK$26,252/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,060
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,466
−HK$413/mo
Today · 4.125%
HK$13,879
baseline
▲ 0.50% · 4.625%
HK$14,724
+HK$845/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$27,758/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,529
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,919
−HK$395/mo
Today · 4.125%
HK$15,314
baseline
▲ 0.50% · 4.625%
HK$16,121
+HK$807/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$30,628/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,792
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,314
−HK$530/mo
Today · 4.125%
HK$17,844
baseline
▲ 0.50% · 4.625%
HK$18,930
+HK$1,086/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,688/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,680
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,181
−HK$509/mo
Today · 4.125%
HK$19,690
baseline
▲ 0.50% · 4.625%
HK$20,727
+HK$1,037/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$39,380/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,308 · Scale 2, in force from 26 Feb 2026)