LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,330
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,620
−HK$295/mo
Today · 4.125%
HK$9,915
baseline
▲ 0.50% · 4.625%
HK$10,519
+HK$604/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,830/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,380
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,658
−HK$282/mo
Today · 4.125%
HK$10,940
baseline
▲ 0.50% · 4.625%
HK$11,517
+HK$577/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,880/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,196
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,544
−HK$354/mo
Today · 4.125%
HK$11,898
baseline
▲ 0.50% · 4.625%
HK$12,622
+HK$724/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,796/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,456
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,790
−HK$339/mo
Today · 4.125%
HK$13,129
baseline
▲ 0.50% · 4.625%
HK$13,821
+HK$692/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,258/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,062
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,468
−HK$413/mo
Today · 4.125%
HK$13,881
baseline
▲ 0.50% · 4.625%
HK$14,726
+HK$845/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$27,762/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,532
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,921
−HK$396/mo
Today · 4.125%
HK$15,317
baseline
▲ 0.50% · 4.625%
HK$16,124
+HK$807/mo
Deposit HK$1.23M · loan HK$2.86M · min. income ≈ HK$30,634/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,794
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,317
−HK$530/mo
Today · 4.125%
HK$17,847
baseline
▲ 0.50% · 4.625%
HK$18,933
+HK$1,086/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,694/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,683
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,184
−HK$509/mo
Today · 4.125%
HK$19,693
baseline
▲ 0.50% · 4.625%
HK$20,731
+HK$1,038/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$39,386/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$18,439 · Scale 2, in force from 26 Feb 2026)