LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,316
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,218
−HK$2,949/mo
Today · 4.125%
HK$99,167
baseline
▲ 0.50% · 4.625%
HK$105,201
+HK$6,034/mo
Deposit HK$20.46M · loan HK$20.46M · min. income ≈ HK$198,334/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,813
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$106,597
−HK$2,824/mo
Today · 4.125%
HK$109,421
baseline
▲ 0.50% · 4.625%
HK$115,189
+HK$5,768/mo
Deposit HK$20.46M · loan HK$20.46M · min. income ≈ HK$218,842/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,979
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$115,462
−HK$3,539/mo
Today · 4.125%
HK$119,001
baseline
▲ 0.50% · 4.625%
HK$126,242
+HK$7,241/mo
Deposit HK$16.37M · loan HK$24.55M · min. income ≈ HK$238,002/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,575
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$127,916
−HK$3,389/mo
Today · 4.125%
HK$131,305
baseline
▲ 0.50% · 4.625%
HK$138,227
+HK$6,922/mo
Deposit HK$16.37M · loan HK$24.55M · min. income ≈ HK$262,610/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,642
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$134,705
−HK$4,129/mo
Today · 4.125%
HK$138,834
baseline
▲ 0.50% · 4.625%
HK$147,282
+HK$8,448/mo
Deposit HK$12.28M · loan HK$28.65M · min. income ≈ HK$277,668/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,338
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,235
−HK$3,955/mo
Today · 4.125%
HK$153,190
baseline
▲ 0.50% · 4.625%
HK$161,265
+HK$8,075/mo
Deposit HK$12.28M · loan HK$28.65M · min. income ≈ HK$306,380/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,968
−HK$10,533/mo
▼ 0.25% · 3.875%
HK$173,193
−HK$5,308/mo
Today · 4.125%
HK$178,501
baseline
▲ 0.50% · 4.625%
HK$189,362
+HK$10,861/mo
Deposit HK$4.09M · loan HK$36.83M · min. income ≈ HK$357,002/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,863
−HK$10,095/mo
▼ 0.25% · 3.875%
HK$191,874
−HK$5,084/mo
Today · 4.125%
HK$196,958
baseline
▲ 0.50% · 4.625%
HK$207,340
+HK$10,382/mo
Deposit HK$4.09M · loan HK$36.83M · min. income ≈ HK$393,916/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,739,239 · Scale 2, in force from 26 Feb 2026)