LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,317
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,220
−HK$2,949/mo
Today · 4.125%
HK$99,169
baseline
▲ 0.50% · 4.625%
HK$105,203
+HK$6,034/mo
Deposit HK$20.46M · loan HK$20.46M · min. income ≈ HK$198,338/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,814
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,599
−HK$2,824/mo
Today · 4.125%
HK$109,423
baseline
▲ 0.50% · 4.625%
HK$115,191
+HK$5,768/mo
Deposit HK$20.46M · loan HK$20.46M · min. income ≈ HK$218,846/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,981
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$115,464
−HK$3,539/mo
Today · 4.125%
HK$119,003
baseline
▲ 0.50% · 4.625%
HK$126,244
+HK$7,241/mo
Deposit HK$16.37M · loan HK$24.55M · min. income ≈ HK$238,006/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,577
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$127,918
−HK$3,390/mo
Today · 4.125%
HK$131,308
baseline
▲ 0.50% · 4.625%
HK$138,229
+HK$6,921/mo
Deposit HK$16.37M · loan HK$24.55M · min. income ≈ HK$262,616/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,644
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$134,708
−HK$4,129/mo
Today · 4.125%
HK$138,837
baseline
▲ 0.50% · 4.625%
HK$147,284
+HK$8,447/mo
Deposit HK$12.28M · loan HK$28.65M · min. income ≈ HK$277,674/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,340
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,238
−HK$3,954/mo
Today · 4.125%
HK$153,192
baseline
▲ 0.50% · 4.625%
HK$161,267
+HK$8,075/mo
Deposit HK$12.28M · loan HK$28.65M · min. income ≈ HK$306,384/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,971
−HK$10,533/mo
▼ 0.25% · 3.875%
HK$173,196
−HK$5,308/mo
Today · 4.125%
HK$178,504
baseline
▲ 0.50% · 4.625%
HK$189,366
+HK$10,862/mo
Deposit HK$4.09M · loan HK$36.83M · min. income ≈ HK$357,008/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,866
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$191,878
−HK$5,084/mo
Today · 4.125%
HK$196,962
baseline
▲ 0.50% · 4.625%
HK$207,344
+HK$10,382/mo
Deposit HK$4.09M · loan HK$36.83M · min. income ≈ HK$393,924/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,739,270 · Scale 2, in force from 26 Feb 2026)