LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,318
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,221
−HK$2,949/mo
Today · 4.125%
HK$99,170
baseline
▲ 0.50% · 4.625%
HK$105,204
+HK$6,034/mo
Deposit HK$20.46M · loan HK$20.46M · min. income ≈ HK$198,340/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,815
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,599
−HK$2,825/mo
Today · 4.125%
HK$109,424
baseline
▲ 0.50% · 4.625%
HK$115,192
+HK$5,768/mo
Deposit HK$20.46M · loan HK$20.46M · min. income ≈ HK$218,848/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,981
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$115,465
−HK$3,539/mo
Today · 4.125%
HK$119,004
baseline
▲ 0.50% · 4.625%
HK$126,245
+HK$7,241/mo
Deposit HK$16.37M · loan HK$24.55M · min. income ≈ HK$238,008/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,578
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$127,919
−HK$3,390/mo
Today · 4.125%
HK$131,309
baseline
▲ 0.50% · 4.625%
HK$138,230
+HK$6,921/mo
Deposit HK$16.37M · loan HK$24.55M · min. income ≈ HK$262,618/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,645
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$134,709
−HK$4,129/mo
Today · 4.125%
HK$138,838
baseline
▲ 0.50% · 4.625%
HK$147,286
+HK$8,448/mo
Deposit HK$12.28M · loan HK$28.65M · min. income ≈ HK$277,676/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,341
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$149,239
−HK$3,955/mo
Today · 4.125%
HK$153,194
baseline
▲ 0.50% · 4.625%
HK$161,269
+HK$8,075/mo
Deposit HK$12.28M · loan HK$28.65M · min. income ≈ HK$306,388/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,972
−HK$10,533/mo
▼ 0.25% · 3.875%
HK$173,197
−HK$5,308/mo
Today · 4.125%
HK$178,505
baseline
▲ 0.50% · 4.625%
HK$189,367
+HK$10,862/mo
Deposit HK$4.09M · loan HK$36.83M · min. income ≈ HK$357,010/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,867
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$191,879
−HK$5,084/mo
Today · 4.125%
HK$196,963
baseline
▲ 0.50% · 4.625%
HK$207,345
+HK$10,382/mo
Deposit HK$4.09M · loan HK$36.83M · min. income ≈ HK$393,926/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,739,283 · Scale 2, in force from 26 Feb 2026)