LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,363
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,267
−HK$2,951/mo
Today · 4.125%
HK$99,218
baseline
▲ 0.50% · 4.625%
HK$105,255
+HK$6,037/mo
Deposit HK$20.47M · loan HK$20.47M · min. income ≈ HK$198,436/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,865
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,651
−HK$2,826/mo
Today · 4.125%
HK$109,477
baseline
▲ 0.50% · 4.625%
HK$115,248
+HK$5,771/mo
Deposit HK$20.47M · loan HK$20.47M · min. income ≈ HK$218,954/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,036
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$115,521
−HK$3,540/mo
Today · 4.125%
HK$119,061
baseline
▲ 0.50% · 4.625%
HK$126,306
+HK$7,245/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$238,122/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,639
−HK$6,733/mo
▼ 0.25% · 3.875%
HK$127,981
−HK$3,391/mo
Today · 4.125%
HK$131,372
baseline
▲ 0.50% · 4.625%
HK$138,297
+HK$6,925/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$262,744/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,708
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$134,774
−HK$4,131/mo
Today · 4.125%
HK$138,905
baseline
▲ 0.50% · 4.625%
HK$147,357
+HK$8,452/mo
Deposit HK$12.28M · loan HK$28.66M · min. income ≈ HK$277,810/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,412
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$149,312
−HK$3,956/mo
Today · 4.125%
HK$153,268
baseline
▲ 0.50% · 4.625%
HK$161,347
+HK$8,079/mo
Deposit HK$12.28M · loan HK$28.66M · min. income ≈ HK$306,536/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,054
−HK$10,538/mo
▼ 0.25% · 3.875%
HK$173,281
−HK$5,311/mo
Today · 4.125%
HK$178,592
baseline
▲ 0.50% · 4.625%
HK$189,459
+HK$10,867/mo
Deposit HK$4.09M · loan HK$36.85M · min. income ≈ HK$357,184/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,958
−HK$10,101/mo
▼ 0.25% · 3.875%
HK$191,972
−HK$5,087/mo
Today · 4.125%
HK$197,059
baseline
▲ 0.50% · 4.625%
HK$207,446
+HK$10,387/mo
Deposit HK$4.09M · loan HK$36.85M · min. income ≈ HK$394,118/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,740,125 · Scale 2, in force from 26 Feb 2026)