LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,366
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,270
−HK$2,951/mo
Today · 4.125%
HK$99,221
baseline
▲ 0.50% · 4.625%
HK$105,258
+HK$6,037/mo
Deposit HK$20.47M · loan HK$20.47M · min. income ≈ HK$198,442/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,868
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,654
−HK$2,826/mo
Today · 4.125%
HK$109,480
baseline
▲ 0.50% · 4.625%
HK$115,251
+HK$5,771/mo
Deposit HK$20.47M · loan HK$20.47M · min. income ≈ HK$218,960/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,039
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$115,524
−HK$3,541/mo
Today · 4.125%
HK$119,065
baseline
▲ 0.50% · 4.625%
HK$126,310
+HK$7,245/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$238,130/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,642
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,985
−HK$3,391/mo
Today · 4.125%
HK$131,376
baseline
▲ 0.50% · 4.625%
HK$138,301
+HK$6,925/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$262,752/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,712
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$134,778
−HK$4,131/mo
Today · 4.125%
HK$138,909
baseline
▲ 0.50% · 4.625%
HK$147,361
+HK$8,452/mo
Deposit HK$12.28M · loan HK$28.66M · min. income ≈ HK$277,818/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,416
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$149,316
−HK$3,956/mo
Today · 4.125%
HK$153,272
baseline
▲ 0.50% · 4.625%
HK$161,351
+HK$8,079/mo
Deposit HK$12.28M · loan HK$28.66M · min. income ≈ HK$306,544/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,058
−HK$10,539/mo
▼ 0.25% · 3.875%
HK$173,286
−HK$5,311/mo
Today · 4.125%
HK$178,597
baseline
▲ 0.50% · 4.625%
HK$189,464
+HK$10,867/mo
Deposit HK$4.09M · loan HK$36.85M · min. income ≈ HK$357,194/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,963
−HK$10,101/mo
▼ 0.25% · 3.875%
HK$191,977
−HK$5,087/mo
Today · 4.125%
HK$197,064
baseline
▲ 0.50% · 4.625%
HK$207,452
+HK$10,388/mo
Deposit HK$4.09M · loan HK$36.85M · min. income ≈ HK$394,128/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$1,740,175 · Scale 2, in force from 26 Feb 2026)