LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,378
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,282
−HK$2,951/mo
Today · 4.125%
HK$99,233
baseline
▲ 0.50% · 4.625%
HK$105,271
+HK$6,038/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,466/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,882
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,668
−HK$2,826/mo
Today · 4.125%
HK$109,494
baseline
▲ 0.50% · 4.625%
HK$115,266
+HK$5,772/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$218,988/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,053
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$115,539
−HK$3,541/mo
Today · 4.125%
HK$119,080
baseline
▲ 0.50% · 4.625%
HK$126,326
+HK$7,246/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$238,160/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,658
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$128,001
−HK$3,392/mo
Today · 4.125%
HK$131,393
baseline
▲ 0.50% · 4.625%
HK$138,319
+HK$6,926/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$262,786/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,729
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$134,795
−HK$4,132/mo
Today · 4.125%
HK$138,927
baseline
▲ 0.50% · 4.625%
HK$147,380
+HK$8,453/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$277,854/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,434
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$149,335
−HK$3,957/mo
Today · 4.125%
HK$153,292
baseline
▲ 0.50% · 4.625%
HK$161,372
+HK$8,080/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$306,584/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,080
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$173,308
−HK$5,312/mo
Today · 4.125%
HK$178,620
baseline
▲ 0.50% · 4.625%
HK$189,488
+HK$10,868/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$357,240/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,987
−HK$10,102/mo
▼ 0.25% · 3.875%
HK$192,002
−HK$5,087/mo
Today · 4.125%
HK$197,089
baseline
▲ 0.50% · 4.625%
HK$207,478
+HK$10,389/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$394,178/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,397 · Scale 2, in force from 26 Feb 2026)