LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,378
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,283
−HK$2,951/mo
Today · 4.125%
HK$99,234
baseline
▲ 0.50% · 4.625%
HK$105,272
+HK$6,038/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,468/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,882
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,669
−HK$2,826/mo
Today · 4.125%
HK$109,495
baseline
▲ 0.50% · 4.625%
HK$115,267
+HK$5,772/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$218,990/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,054
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$115,540
−HK$3,541/mo
Today · 4.125%
HK$119,081
baseline
▲ 0.50% · 4.625%
HK$126,327
+HK$7,246/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$238,162/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,659
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$128,002
−HK$3,392/mo
Today · 4.125%
HK$131,394
baseline
▲ 0.50% · 4.625%
HK$138,320
+HK$6,926/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$262,788/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,730
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$134,796
−HK$4,132/mo
Today · 4.125%
HK$138,928
baseline
▲ 0.50% · 4.625%
HK$147,381
+HK$8,453/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$277,856/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,435
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$149,336
−HK$3,957/mo
Today · 4.125%
HK$153,293
baseline
▲ 0.50% · 4.625%
HK$161,373
+HK$8,080/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$306,586/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,081
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$173,309
−HK$5,312/mo
Today · 4.125%
HK$178,621
baseline
▲ 0.50% · 4.625%
HK$189,490
+HK$10,869/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$357,242/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,988
−HK$10,103/mo
▼ 0.25% · 3.875%
HK$192,003
−HK$5,088/mo
Today · 4.125%
HK$197,091
baseline
▲ 0.50% · 4.625%
HK$207,480
+HK$10,389/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$394,182/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,410 · Scale 2, in force from 26 Feb 2026)