LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,388
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,293
−HK$2,952/mo
Today · 4.125%
HK$99,245
baseline
▲ 0.50% · 4.625%
HK$105,284
+HK$6,039/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,490/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,894
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,680
−HK$2,827/mo
Today · 4.125%
HK$109,507
baseline
▲ 0.50% · 4.625%
HK$115,279
+HK$5,772/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$219,014/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,066
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,552
−HK$3,542/mo
Today · 4.125%
HK$119,094
baseline
▲ 0.50% · 4.625%
HK$126,340
+HK$7,246/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$238,188/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,672
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,016
−HK$3,392/mo
Today · 4.125%
HK$131,408
baseline
▲ 0.50% · 4.625%
HK$138,335
+HK$6,927/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$262,816/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,744
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$134,811
−HK$4,132/mo
Today · 4.125%
HK$138,943
baseline
▲ 0.50% · 4.625%
HK$147,397
+HK$8,454/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$277,886/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,451
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$149,352
−HK$3,957/mo
Today · 4.125%
HK$153,309
baseline
▲ 0.50% · 4.625%
HK$161,391
+HK$8,082/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$306,618/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,099
−HK$10,541/mo
▼ 0.25% · 3.875%
HK$173,328
−HK$5,312/mo
Today · 4.125%
HK$178,640
baseline
▲ 0.50% · 4.625%
HK$189,510
+HK$10,870/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$357,280/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,009
−HK$10,103/mo
▼ 0.25% · 3.875%
HK$192,024
−HK$5,088/mo
Today · 4.125%
HK$197,112
baseline
▲ 0.50% · 4.625%
HK$207,502
+HK$10,390/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$394,224/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,598 · Scale 2, in force from 26 Feb 2026)