LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,391
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,296
−HK$2,952/mo
Today · 4.125%
HK$99,248
baseline
▲ 0.50% · 4.625%
HK$105,287
+HK$6,039/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,496/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,897
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,684
−HK$2,826/mo
Today · 4.125%
HK$109,510
baseline
▲ 0.50% · 4.625%
HK$115,283
+HK$5,773/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$219,020/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,070
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,556
−HK$3,542/mo
Today · 4.125%
HK$119,098
baseline
▲ 0.50% · 4.625%
HK$126,344
+HK$7,246/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$238,196/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,677
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$128,020
−HK$3,392/mo
Today · 4.125%
HK$131,412
baseline
▲ 0.50% · 4.625%
HK$138,339
+HK$6,927/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$262,824/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,748
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$134,815
−HK$4,132/mo
Today · 4.125%
HK$138,947
baseline
▲ 0.50% · 4.625%
HK$147,402
+HK$8,455/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$277,894/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,456
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$149,357
−HK$3,957/mo
Today · 4.125%
HK$153,314
baseline
▲ 0.50% · 4.625%
HK$161,396
+HK$8,082/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$306,628/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,105
−HK$10,541/mo
▼ 0.25% · 3.875%
HK$173,334
−HK$5,312/mo
Today · 4.125%
HK$178,646
baseline
▲ 0.50% · 4.625%
HK$189,517
+HK$10,871/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$357,292/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,015
−HK$10,104/mo
▼ 0.25% · 3.875%
HK$192,030
−HK$5,089/mo
Today · 4.125%
HK$197,119
baseline
▲ 0.50% · 4.625%
HK$207,509
+HK$10,390/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$394,238/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,655 · Scale 2, in force from 26 Feb 2026)