LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,392
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,298
−HK$2,951/mo
Today · 4.125%
HK$99,249
baseline
▲ 0.50% · 4.625%
HK$105,288
+HK$6,039/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,498/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,898
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,685
−HK$2,826/mo
Today · 4.125%
HK$109,511
baseline
▲ 0.50% · 4.625%
HK$115,284
+HK$5,773/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$219,022/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,071
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,557
−HK$3,542/mo
Today · 4.125%
HK$119,099
baseline
▲ 0.50% · 4.625%
HK$126,346
+HK$7,247/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$238,198/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,678
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,022
−HK$3,392/mo
Today · 4.125%
HK$131,414
baseline
▲ 0.50% · 4.625%
HK$138,341
+HK$6,927/mo
Deposit HK$16.38M · loan HK$24.57M · min. income ≈ HK$262,828/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,749
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,817
−HK$4,132/mo
Today · 4.125%
HK$138,949
baseline
▲ 0.50% · 4.625%
HK$147,403
+HK$8,454/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$277,898/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,457
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,359
−HK$3,957/mo
Today · 4.125%
HK$153,316
baseline
▲ 0.50% · 4.625%
HK$161,398
+HK$8,082/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$306,632/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,106
−HK$10,542/mo
▼ 0.25% · 3.875%
HK$173,336
−HK$5,312/mo
Today · 4.125%
HK$178,648
baseline
▲ 0.50% · 4.625%
HK$189,519
+HK$10,871/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$357,296/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,017
−HK$10,104/mo
▼ 0.25% · 3.875%
HK$192,032
−HK$5,089/mo
Today · 4.125%
HK$197,121
baseline
▲ 0.50% · 4.625%
HK$207,511
+HK$10,390/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$394,242/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,673 · Scale 2, in force from 26 Feb 2026)