LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,396
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,301
−HK$2,951/mo
Today · 4.125%
HK$99,252
baseline
▲ 0.50% · 4.625%
HK$105,292
+HK$6,040/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,504/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,902
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,688
−HK$2,827/mo
Today · 4.125%
HK$109,515
baseline
▲ 0.50% · 4.625%
HK$115,288
+HK$5,773/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$219,030/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,075
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,561
−HK$3,542/mo
Today · 4.125%
HK$119,103
baseline
▲ 0.50% · 4.625%
HK$126,350
+HK$7,247/mo
Deposit HK$16.38M · loan HK$24.58M · min. income ≈ HK$238,206/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,682
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,026
−HK$3,392/mo
Today · 4.125%
HK$131,418
baseline
▲ 0.50% · 4.625%
HK$138,346
+HK$6,928/mo
Deposit HK$16.38M · loan HK$24.58M · min. income ≈ HK$262,836/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,754
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$134,821
−HK$4,132/mo
Today · 4.125%
HK$138,953
baseline
▲ 0.50% · 4.625%
HK$147,408
+HK$8,455/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$277,906/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,462
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,364
−HK$3,957/mo
Today · 4.125%
HK$153,321
baseline
▲ 0.50% · 4.625%
HK$161,403
+HK$8,082/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$306,642/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,112
−HK$10,542/mo
▼ 0.25% · 3.875%
HK$173,341
−HK$5,313/mo
Today · 4.125%
HK$178,654
baseline
▲ 0.50% · 4.625%
HK$189,525
+HK$10,871/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$357,308/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,023
−HK$10,104/mo
▼ 0.25% · 3.875%
HK$192,039
−HK$5,088/mo
Today · 4.125%
HK$197,127
baseline
▲ 0.50% · 4.625%
HK$207,518
+HK$10,391/mo
Deposit HK$4.10M · loan HK$36.86M · min. income ≈ HK$394,254/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,733 · Scale 2, in force from 26 Feb 2026)