LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,402
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,308
−HK$2,951/mo
Today · 4.125%
HK$99,259
baseline
▲ 0.50% · 4.625%
HK$105,299
+HK$6,040/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,518/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,909
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,696
−HK$2,827/mo
Today · 4.125%
HK$109,523
baseline
▲ 0.50% · 4.625%
HK$115,296
+HK$5,773/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$219,046/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,083
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,569
−HK$3,542/mo
Today · 4.125%
HK$119,111
baseline
▲ 0.50% · 4.625%
HK$126,359
+HK$7,248/mo
Deposit HK$16.38M · loan HK$24.58M · min. income ≈ HK$238,222/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,691
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$128,035
−HK$3,393/mo
Today · 4.125%
HK$131,428
baseline
▲ 0.50% · 4.625%
HK$138,355
+HK$6,927/mo
Deposit HK$16.38M · loan HK$24.58M · min. income ≈ HK$262,856/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,763
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,831
−HK$4,132/mo
Today · 4.125%
HK$138,963
baseline
▲ 0.50% · 4.625%
HK$147,419
+HK$8,456/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$277,926/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,473
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,374
−HK$3,958/mo
Today · 4.125%
HK$153,332
baseline
▲ 0.50% · 4.625%
HK$161,415
+HK$8,083/mo
Deposit HK$12.29M · loan HK$28.67M · min. income ≈ HK$306,664/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,124
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$173,354
−HK$5,313/mo
Today · 4.125%
HK$178,667
baseline
▲ 0.50% · 4.625%
HK$189,539
+HK$10,872/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$357,334/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,036
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$192,053
−HK$5,088/mo
Today · 4.125%
HK$197,141
baseline
▲ 0.50% · 4.625%
HK$207,533
+HK$10,392/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$394,282/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,740,857 · Scale 2, in force from 26 Feb 2026)