LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,413
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,318
−HK$2,952/mo
Today · 4.125%
HK$99,270
baseline
▲ 0.50% · 4.625%
HK$105,311
+HK$6,041/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,540/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,921
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,708
−HK$2,827/mo
Today · 4.125%
HK$109,535
baseline
▲ 0.50% · 4.625%
HK$115,309
+HK$5,774/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$219,070/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,095
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$115,582
−HK$3,543/mo
Today · 4.125%
HK$119,125
baseline
▲ 0.50% · 4.625%
HK$126,373
+HK$7,248/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$238,250/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,705
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$128,049
−HK$3,393/mo
Today · 4.125%
HK$131,442
baseline
▲ 0.50% · 4.625%
HK$138,371
+HK$6,929/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$262,884/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,778
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$134,846
−HK$4,133/mo
Today · 4.125%
HK$138,979
baseline
▲ 0.50% · 4.625%
HK$147,435
+HK$8,456/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$277,958/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,489
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$149,391
−HK$3,958/mo
Today · 4.125%
HK$153,349
baseline
▲ 0.50% · 4.625%
HK$161,432
+HK$8,083/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$306,698/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,143
−HK$10,544/mo
▼ 0.25% · 3.875%
HK$173,373
−HK$5,314/mo
Today · 4.125%
HK$178,687
baseline
▲ 0.50% · 4.625%
HK$189,559
+HK$10,872/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$357,374/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,057
−HK$10,106/mo
▼ 0.25% · 3.875%
HK$192,074
−HK$5,089/mo
Today · 4.125%
HK$197,163
baseline
▲ 0.50% · 4.625%
HK$207,556
+HK$10,393/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$394,326/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,049 · Scale 2, in force from 26 Feb 2026)