LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,421
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,327
−HK$2,952/mo
Today · 4.125%
HK$99,279
baseline
▲ 0.50% · 4.625%
HK$105,320
+HK$6,041/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$198,558/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,930
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,717
−HK$2,828/mo
Today · 4.125%
HK$109,545
baseline
▲ 0.50% · 4.625%
HK$115,319
+HK$5,774/mo
Deposit HK$20.48M · loan HK$20.48M · min. income ≈ HK$219,090/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,105
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$115,592
−HK$3,543/mo
Today · 4.125%
HK$119,135
baseline
▲ 0.50% · 4.625%
HK$126,384
+HK$7,249/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$238,270/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,716
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,061
−HK$3,393/mo
Today · 4.125%
HK$131,454
baseline
▲ 0.50% · 4.625%
HK$138,383
+HK$6,929/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$262,908/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,789
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,858
−HK$4,133/mo
Today · 4.125%
HK$138,991
baseline
▲ 0.50% · 4.625%
HK$147,448
+HK$8,457/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$277,982/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,502
−HK$7,861/mo
▼ 0.25% · 3.875%
HK$149,404
−HK$3,959/mo
Today · 4.125%
HK$153,363
baseline
▲ 0.50% · 4.625%
HK$161,447
+HK$8,084/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$306,726/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,158
−HK$10,545/mo
▼ 0.25% · 3.875%
HK$173,388
−HK$5,315/mo
Today · 4.125%
HK$178,703
baseline
▲ 0.50% · 4.625%
HK$189,576
+HK$10,873/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$357,406/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,074
−HK$10,107/mo
▼ 0.25% · 3.875%
HK$192,091
−HK$5,090/mo
Today · 4.125%
HK$197,181
baseline
▲ 0.50% · 4.625%
HK$207,574
+HK$10,393/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$394,362/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,203 · Scale 2, in force from 26 Feb 2026)