LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,426
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,332
−HK$2,953/mo
Today · 4.125%
HK$99,285
baseline
▲ 0.50% · 4.625%
HK$105,326
+HK$6,041/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$198,570/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,936
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,723
−HK$2,828/mo
Today · 4.125%
HK$109,551
baseline
▲ 0.50% · 4.625%
HK$115,326
+HK$5,775/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$219,102/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,112
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$115,599
−HK$3,543/mo
Today · 4.125%
HK$119,142
baseline
▲ 0.50% · 4.625%
HK$126,392
+HK$7,250/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$238,284/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,723
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$128,068
−HK$3,394/mo
Today · 4.125%
HK$131,462
baseline
▲ 0.50% · 4.625%
HK$138,391
+HK$6,929/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$262,924/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,797
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,865
−HK$4,134/mo
Today · 4.125%
HK$138,999
baseline
▲ 0.50% · 4.625%
HK$147,457
+HK$8,458/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$277,998/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,510
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$149,413
−HK$3,959/mo
Today · 4.125%
HK$153,372
baseline
▲ 0.50% · 4.625%
HK$161,456
+HK$8,084/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$306,744/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,167
−HK$10,546/mo
▼ 0.25% · 3.875%
HK$173,398
−HK$5,315/mo
Today · 4.125%
HK$178,713
baseline
▲ 0.50% · 4.625%
HK$189,587
+HK$10,874/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$357,426/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,085
−HK$10,107/mo
▼ 0.25% · 3.875%
HK$192,102
−HK$5,090/mo
Today · 4.125%
HK$197,192
baseline
▲ 0.50% · 4.625%
HK$207,587
+HK$10,395/mo
Deposit HK$4.10M · loan HK$36.87M · min. income ≈ HK$394,384/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,305 · Scale 2, in force from 26 Feb 2026)