LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,433
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,339
−HK$2,953/mo
Today · 4.125%
HK$99,292
baseline
▲ 0.50% · 4.625%
HK$105,333
+HK$6,041/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$198,584/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,943
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,730
−HK$2,828/mo
Today · 4.125%
HK$109,558
baseline
▲ 0.50% · 4.625%
HK$115,333
+HK$5,775/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$219,116/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,119
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$115,607
−HK$3,543/mo
Today · 4.125%
HK$119,150
baseline
▲ 0.50% · 4.625%
HK$126,400
+HK$7,250/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$238,300/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,731
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$128,076
−HK$3,394/mo
Today · 4.125%
HK$131,470
baseline
▲ 0.50% · 4.625%
HK$138,400
+HK$6,930/mo
Deposit HK$16.39M · loan HK$24.58M · min. income ≈ HK$262,940/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,806
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,874
−HK$4,134/mo
Today · 4.125%
HK$139,008
baseline
▲ 0.50% · 4.625%
HK$147,466
+HK$8,458/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$278,016/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,520
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$149,423
−HK$3,959/mo
Today · 4.125%
HK$153,382
baseline
▲ 0.50% · 4.625%
HK$161,467
+HK$8,085/mo
Deposit HK$12.29M · loan HK$28.68M · min. income ≈ HK$306,764/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,179
−HK$10,546/mo
▼ 0.25% · 3.875%
HK$173,410
−HK$5,315/mo
Today · 4.125%
HK$178,725
baseline
▲ 0.50% · 4.625%
HK$189,600
+HK$10,875/mo
Deposit HK$4.10M · loan HK$36.88M · min. income ≈ HK$357,450/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,097
−HK$10,108/mo
▼ 0.25% · 3.875%
HK$192,115
−HK$5,090/mo
Today · 4.125%
HK$197,205
baseline
▲ 0.50% · 4.625%
HK$207,600
+HK$10,395/mo
Deposit HK$4.10M · loan HK$36.88M · min. income ≈ HK$394,410/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,419 · Scale 2, in force from 26 Feb 2026)