LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,344
−HK$586/mo
▼ 0.25% · 3.875%
HK$9,634
−HK$296/mo
Today · 4.125%
HK$9,930
baseline
▲ 0.50% · 4.625%
HK$10,534
+HK$604/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,860/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,395
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,674
−HK$282/mo
Today · 4.125%
HK$10,956
baseline
▲ 0.50% · 4.625%
HK$11,534
+HK$578/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,912/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,212
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,561
−HK$355/mo
Today · 4.125%
HK$11,916
baseline
▲ 0.50% · 4.625%
HK$12,641
+HK$725/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,832/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,474
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,808
−HK$340/mo
Today · 4.125%
HK$13,148
baseline
▲ 0.50% · 4.625%
HK$13,841
+HK$693/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,296/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,081
−HK$821/mo
▼ 0.25% · 3.875%
HK$13,488
−HK$414/mo
Today · 4.125%
HK$13,902
baseline
▲ 0.50% · 4.625%
HK$14,747
+HK$845/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$27,804/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,553
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,943
−HK$396/mo
Today · 4.125%
HK$15,339
baseline
▲ 0.50% · 4.625%
HK$16,147
+HK$808/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$30,678/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,819
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,342
−HK$531/mo
Today · 4.125%
HK$17,873
baseline
▲ 0.50% · 4.625%
HK$18,961
+HK$1,088/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,746/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,711
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,212
−HK$510/mo
Today · 4.125%
HK$19,722
baseline
▲ 0.50% · 4.625%
HK$20,761
+HK$1,039/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$39,444/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$19,633 · Scale 2, in force from 26 Feb 2026)