LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,448
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,355
−HK$2,953/mo
Today · 4.125%
HK$99,308
baseline
▲ 0.50% · 4.625%
HK$105,351
+HK$6,043/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$198,616/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,960
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,748
−HK$2,829/mo
Today · 4.125%
HK$109,577
baseline
▲ 0.50% · 4.625%
HK$115,352
+HK$5,775/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$219,154/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,138
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$115,626
−HK$3,544/mo
Today · 4.125%
HK$119,170
baseline
▲ 0.50% · 4.625%
HK$126,421
+HK$7,251/mo
Deposit HK$16.39M · loan HK$24.59M · min. income ≈ HK$238,340/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,752
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,098
−HK$3,394/mo
Today · 4.125%
HK$131,492
baseline
▲ 0.50% · 4.625%
HK$138,423
+HK$6,931/mo
Deposit HK$16.39M · loan HK$24.59M · min. income ≈ HK$262,984/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,827
−HK$8,204/mo
▼ 0.25% · 3.875%
HK$134,897
−HK$4,134/mo
Today · 4.125%
HK$139,031
baseline
▲ 0.50% · 4.625%
HK$147,491
+HK$8,460/mo
Deposit HK$12.29M · loan HK$28.69M · min. income ≈ HK$278,062/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,544
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,447
−HK$3,960/mo
Today · 4.125%
HK$153,407
baseline
▲ 0.50% · 4.625%
HK$161,493
+HK$8,086/mo
Deposit HK$12.29M · loan HK$28.69M · min. income ≈ HK$306,814/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,206
−HK$10,548/mo
▼ 0.25% · 3.875%
HK$173,438
−HK$5,316/mo
Today · 4.125%
HK$178,754
baseline
▲ 0.50% · 4.625%
HK$189,631
+HK$10,877/mo
Deposit HK$4.10M · loan HK$36.88M · min. income ≈ HK$357,508/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,128
−HK$10,110/mo
▼ 0.25% · 3.875%
HK$192,147
−HK$5,091/mo
Today · 4.125%
HK$197,238
baseline
▲ 0.50% · 4.625%
HK$207,634
+HK$10,396/mo
Deposit HK$4.10M · loan HK$36.88M · min. income ≈ HK$394,476/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,707 · Scale 2, in force from 26 Feb 2026)