LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,449
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,356
−HK$2,953/mo
Today · 4.125%
HK$99,309
baseline
▲ 0.50% · 4.625%
HK$105,352
+HK$6,043/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$198,618/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,961
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,749
−HK$2,829/mo
Today · 4.125%
HK$109,578
baseline
▲ 0.50% · 4.625%
HK$115,354
+HK$5,776/mo
Deposit HK$20.49M · loan HK$20.49M · min. income ≈ HK$219,156/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,139
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$115,627
−HK$3,544/mo
Today · 4.125%
HK$119,171
baseline
▲ 0.50% · 4.625%
HK$126,422
+HK$7,251/mo
Deposit HK$16.39M · loan HK$24.59M · min. income ≈ HK$238,342/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,753
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,099
−HK$3,394/mo
Today · 4.125%
HK$131,493
baseline
▲ 0.50% · 4.625%
HK$138,424
+HK$6,931/mo
Deposit HK$16.39M · loan HK$24.59M · min. income ≈ HK$262,986/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,829
−HK$8,204/mo
▼ 0.25% · 3.875%
HK$134,898
−HK$4,135/mo
Today · 4.125%
HK$139,033
baseline
▲ 0.50% · 4.625%
HK$147,492
+HK$8,459/mo
Deposit HK$12.29M · loan HK$28.69M · min. income ≈ HK$278,066/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,545
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$149,449
−HK$3,960/mo
Today · 4.125%
HK$153,409
baseline
▲ 0.50% · 4.625%
HK$161,495
+HK$8,086/mo
Deposit HK$12.29M · loan HK$28.69M · min. income ≈ HK$306,818/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,208
−HK$10,548/mo
▼ 0.25% · 3.875%
HK$173,440
−HK$5,316/mo
Today · 4.125%
HK$178,756
baseline
▲ 0.50% · 4.625%
HK$189,633
+HK$10,877/mo
Deposit HK$4.10M · loan HK$36.88M · min. income ≈ HK$357,512/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,130
−HK$10,110/mo
▼ 0.25% · 3.875%
HK$192,149
−HK$5,091/mo
Today · 4.125%
HK$197,240
baseline
▲ 0.50% · 4.625%
HK$207,637
+HK$10,397/mo
Deposit HK$4.10M · loan HK$36.88M · min. income ≈ HK$394,480/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,741,726 · Scale 2, in force from 26 Feb 2026)