LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,347
−HK$586/mo
▼ 0.25% · 3.875%
HK$9,637
−HK$296/mo
Today · 4.125%
HK$9,933
baseline
▲ 0.50% · 4.625%
HK$10,537
+HK$604/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,866/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,398
−HK$562/mo
▼ 0.25% · 3.875%
HK$10,677
−HK$283/mo
Today · 4.125%
HK$10,960
baseline
▲ 0.50% · 4.625%
HK$11,537
+HK$577/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,920/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,216
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,565
−HK$354/mo
Today · 4.125%
HK$11,919
baseline
▲ 0.50% · 4.625%
HK$12,645
+HK$726/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,838/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,478
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,812
−HK$340/mo
Today · 4.125%
HK$13,152
baseline
▲ 0.50% · 4.625%
HK$13,845
+HK$693/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,304/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,085
−HK$821/mo
▼ 0.25% · 3.875%
HK$13,492
−HK$414/mo
Today · 4.125%
HK$13,906
baseline
▲ 0.50% · 4.625%
HK$14,752
+HK$846/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$27,812/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,557
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,948
−HK$396/mo
Today · 4.125%
HK$15,344
baseline
▲ 0.50% · 4.625%
HK$16,152
+HK$808/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$30,688/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,824
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,347
−HK$532/mo
Today · 4.125%
HK$17,879
baseline
▲ 0.50% · 4.625%
HK$18,967
+HK$1,088/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,758/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,716
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,218
−HK$510/mo
Today · 4.125%
HK$19,728
baseline
▲ 0.50% · 4.625%
HK$20,767
+HK$1,039/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$39,456/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$19,886 · Scale 2, in force from 26 Feb 2026)