LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,484
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,392
−HK$2,954/mo
Today · 4.125%
HK$99,346
baseline
▲ 0.50% · 4.625%
HK$105,391
+HK$6,045/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$198,692/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,000
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,789
−HK$2,830/mo
Today · 4.125%
HK$109,619
baseline
▲ 0.50% · 4.625%
HK$115,397
+HK$5,778/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$219,238/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,181
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,670
−HK$3,546/mo
Today · 4.125%
HK$119,216
baseline
▲ 0.50% · 4.625%
HK$126,470
+HK$7,254/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$238,432/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,800
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,147
−HK$3,396/mo
Today · 4.125%
HK$131,543
baseline
▲ 0.50% · 4.625%
HK$138,476
+HK$6,933/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$263,086/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,878
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,949
−HK$4,136/mo
Today · 4.125%
HK$139,085
baseline
▲ 0.50% · 4.625%
HK$147,548
+HK$8,463/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$278,170/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,600
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$149,505
−HK$3,961/mo
Today · 4.125%
HK$153,466
baseline
▲ 0.50% · 4.625%
HK$161,556
+HK$8,090/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$306,932/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,271
−HK$10,552/mo
▼ 0.25% · 3.875%
HK$173,505
−HK$5,318/mo
Today · 4.125%
HK$178,823
baseline
▲ 0.50% · 4.625%
HK$189,704
+HK$10,881/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$357,646/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,200
−HK$10,114/mo
▼ 0.25% · 3.875%
HK$192,221
−HK$5,093/mo
Today · 4.125%
HK$197,314
baseline
▲ 0.50% · 4.625%
HK$207,715
+HK$10,401/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$394,628/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,380 · Scale 2, in force from 26 Feb 2026)