LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,487
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,395
−HK$2,954/mo
Today · 4.125%
HK$99,349
baseline
▲ 0.50% · 4.625%
HK$105,395
+HK$6,046/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$198,698/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,003
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,793
−HK$2,829/mo
Today · 4.125%
HK$109,622
baseline
▲ 0.50% · 4.625%
HK$115,401
+HK$5,779/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$219,244/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,184
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,674
−HK$3,545/mo
Today · 4.125%
HK$119,219
baseline
▲ 0.50% · 4.625%
HK$126,473
+HK$7,254/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$238,438/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,804
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,151
−HK$3,396/mo
Today · 4.125%
HK$131,547
baseline
▲ 0.50% · 4.625%
HK$138,481
+HK$6,934/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$263,094/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,882
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,953
−HK$4,136/mo
Today · 4.125%
HK$139,089
baseline
▲ 0.50% · 4.625%
HK$147,552
+HK$8,463/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$278,178/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,604
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,510
−HK$3,961/mo
Today · 4.125%
HK$153,471
baseline
▲ 0.50% · 4.625%
HK$161,561
+HK$8,090/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$306,942/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,276
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$173,511
−HK$5,318/mo
Today · 4.125%
HK$178,829
baseline
▲ 0.50% · 4.625%
HK$189,710
+HK$10,881/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$357,658/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,206
−HK$10,114/mo
▼ 0.25% · 3.875%
HK$192,227
−HK$5,093/mo
Today · 4.125%
HK$197,320
baseline
▲ 0.50% · 4.625%
HK$207,721
+HK$10,401/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$394,640/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,433 · Scale 2, in force from 26 Feb 2026)