LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,494
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,402
−HK$2,955/mo
Today · 4.125%
HK$99,357
baseline
▲ 0.50% · 4.625%
HK$105,403
+HK$6,046/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$198,714/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,011
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,801
−HK$2,830/mo
Today · 4.125%
HK$109,631
baseline
▲ 0.50% · 4.625%
HK$115,409
+HK$5,778/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$219,262/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,193
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,683
−HK$3,545/mo
Today · 4.125%
HK$119,228
baseline
▲ 0.50% · 4.625%
HK$126,483
+HK$7,255/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$238,456/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,814
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,161
−HK$3,396/mo
Today · 4.125%
HK$131,557
baseline
▲ 0.50% · 4.625%
HK$138,491
+HK$6,934/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$263,114/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,892
−HK$8,208/mo
▼ 0.25% · 3.875%
HK$134,963
−HK$4,137/mo
Today · 4.125%
HK$139,100
baseline
▲ 0.50% · 4.625%
HK$147,564
+HK$8,464/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$278,200/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,616
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,521
−HK$3,962/mo
Today · 4.125%
HK$153,483
baseline
▲ 0.50% · 4.625%
HK$161,573
+HK$8,090/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$306,966/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,289
−HK$10,554/mo
▼ 0.25% · 3.875%
HK$173,524
−HK$5,319/mo
Today · 4.125%
HK$178,843
baseline
▲ 0.50% · 4.625%
HK$189,725
+HK$10,882/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$357,686/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,220
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$192,241
−HK$5,094/mo
Today · 4.125%
HK$197,335
baseline
▲ 0.50% · 4.625%
HK$207,737
+HK$10,402/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$394,670/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,568 · Scale 2, in force from 26 Feb 2026)