LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,495
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,403
−HK$2,955/mo
Today · 4.125%
HK$99,358
baseline
▲ 0.50% · 4.625%
HK$105,404
+HK$6,046/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$198,716/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,012
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,802
−HK$2,830/mo
Today · 4.125%
HK$109,632
baseline
▲ 0.50% · 4.625%
HK$115,411
+HK$5,779/mo
Deposit HK$20.50M · loan HK$20.50M · min. income ≈ HK$219,264/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,194
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$115,684
−HK$3,546/mo
Today · 4.125%
HK$119,230
baseline
▲ 0.50% · 4.625%
HK$126,484
+HK$7,254/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$238,460/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,815
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,162
−HK$3,396/mo
Today · 4.125%
HK$131,558
baseline
▲ 0.50% · 4.625%
HK$138,493
+HK$6,935/mo
Deposit HK$16.40M · loan HK$24.60M · min. income ≈ HK$263,116/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,893
−HK$8,208/mo
▼ 0.25% · 3.875%
HK$134,965
−HK$4,136/mo
Today · 4.125%
HK$139,101
baseline
▲ 0.50% · 4.625%
HK$147,565
+HK$8,464/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$278,202/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,617
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,523
−HK$3,961/mo
Today · 4.125%
HK$153,484
baseline
▲ 0.50% · 4.625%
HK$161,575
+HK$8,091/mo
Deposit HK$12.30M · loan HK$28.70M · min. income ≈ HK$306,968/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,291
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$173,526
−HK$5,318/mo
Today · 4.125%
HK$178,844
baseline
▲ 0.50% · 4.625%
HK$189,727
+HK$10,883/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$357,688/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,222
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$192,243
−HK$5,094/mo
Today · 4.125%
HK$197,337
baseline
▲ 0.50% · 4.625%
HK$207,739
+HK$10,402/mo
Deposit HK$4.10M · loan HK$36.90M · min. income ≈ HK$394,674/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,742,585 · Scale 2, in force from 26 Feb 2026)