LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,351
−HK$587/mo
▼ 0.25% · 3.875%
HK$9,642
−HK$296/mo
Today · 4.125%
HK$9,938
baseline
▲ 0.50% · 4.625%
HK$10,542
+HK$604/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,876/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,403
−HK$562/mo
▼ 0.25% · 3.875%
HK$10,682
−HK$283/mo
Today · 4.125%
HK$10,965
baseline
▲ 0.50% · 4.625%
HK$11,543
+HK$578/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,930/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,221
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,570
−HK$355/mo
Today · 4.125%
HK$11,925
baseline
▲ 0.50% · 4.625%
HK$12,651
+HK$726/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,850/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,484
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,818
−HK$340/mo
Today · 4.125%
HK$13,158
baseline
▲ 0.50% · 4.625%
HK$13,852
+HK$694/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,316/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,092
−HK$821/mo
▼ 0.25% · 3.875%
HK$13,499
−HK$414/mo
Today · 4.125%
HK$13,913
baseline
▲ 0.50% · 4.625%
HK$14,759
+HK$846/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$27,826/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,564
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,955
−HK$396/mo
Today · 4.125%
HK$15,351
baseline
▲ 0.50% · 4.625%
HK$16,160
+HK$809/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$30,702/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,832
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,356
−HK$532/mo
Today · 4.125%
HK$17,888
baseline
▲ 0.50% · 4.625%
HK$18,976
+HK$1,088/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,776/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,726
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,228
−HK$509/mo
Today · 4.125%
HK$19,737
baseline
▲ 0.50% · 4.625%
HK$20,778
+HK$1,041/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$39,474/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$20,284 · Scale 2, in force from 26 Feb 2026)