LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,525
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,434
−HK$2,956/mo
Today · 4.125%
HK$99,390
baseline
▲ 0.50% · 4.625%
HK$105,437
+HK$6,047/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$198,780/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,046
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,836
−HK$2,831/mo
Today · 4.125%
HK$109,667
baseline
▲ 0.50% · 4.625%
HK$115,448
+HK$5,781/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$219,334/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,230
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,721
−HK$3,547/mo
Today · 4.125%
HK$119,268
baseline
▲ 0.50% · 4.625%
HK$126,525
+HK$7,257/mo
Deposit HK$16.41M · loan HK$24.61M · min. income ≈ HK$238,536/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,855
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$128,203
−HK$3,397/mo
Today · 4.125%
HK$131,600
baseline
▲ 0.50% · 4.625%
HK$138,537
+HK$6,937/mo
Deposit HK$16.41M · loan HK$24.61M · min. income ≈ HK$263,200/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,935
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$135,008
−HK$4,138/mo
Today · 4.125%
HK$139,146
baseline
▲ 0.50% · 4.625%
HK$147,612
+HK$8,466/mo
Deposit HK$12.30M · loan HK$28.71M · min. income ≈ HK$278,292/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,664
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$149,570
−HK$3,964/mo
Today · 4.125%
HK$153,534
baseline
▲ 0.50% · 4.625%
HK$161,627
+HK$8,093/mo
Deposit HK$12.30M · loan HK$28.71M · min. income ≈ HK$307,068/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,345
−HK$10,557/mo
▼ 0.25% · 3.875%
HK$173,581
−HK$5,321/mo
Today · 4.125%
HK$178,902
baseline
▲ 0.50% · 4.625%
HK$189,787
+HK$10,885/mo
Deposit HK$4.10M · loan HK$36.91M · min. income ≈ HK$357,804/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,282
−HK$10,118/mo
▼ 0.25% · 3.875%
HK$192,305
−HK$5,095/mo
Today · 4.125%
HK$197,400
baseline
▲ 0.50% · 4.625%
HK$207,806
+HK$10,406/mo
Deposit HK$4.10M · loan HK$36.91M · min. income ≈ HK$394,800/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$1,743,143 · Scale 2, in force from 26 Feb 2026)