LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,541
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,451
−HK$2,956/mo
Today · 4.125%
HK$99,407
baseline
▲ 0.50% · 4.625%
HK$105,456
+HK$6,049/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$198,814/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,064
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,855
−HK$2,831/mo
Today · 4.125%
HK$109,686
baseline
▲ 0.50% · 4.625%
HK$115,468
+HK$5,782/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$219,372/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,250
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$115,741
−HK$3,548/mo
Today · 4.125%
HK$119,289
baseline
▲ 0.50% · 4.625%
HK$126,547
+HK$7,258/mo
Deposit HK$16.41M · loan HK$24.61M · min. income ≈ HK$238,578/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,877
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,226
−HK$3,397/mo
Today · 4.125%
HK$131,623
baseline
▲ 0.50% · 4.625%
HK$138,561
+HK$6,938/mo
Deposit HK$16.41M · loan HK$24.61M · min. income ≈ HK$263,246/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,958
−HK$8,212/mo
▼ 0.25% · 3.875%
HK$135,032
−HK$4,138/mo
Today · 4.125%
HK$139,170
baseline
▲ 0.50% · 4.625%
HK$147,638
+HK$8,468/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$278,340/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,689
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,597
−HK$3,964/mo
Today · 4.125%
HK$153,561
baseline
▲ 0.50% · 4.625%
HK$161,655
+HK$8,094/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$307,122/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,375
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$173,612
−HK$5,321/mo
Today · 4.125%
HK$178,933
baseline
▲ 0.50% · 4.625%
HK$189,821
+HK$10,888/mo
Deposit HK$4.10M · loan HK$36.92M · min. income ≈ HK$357,866/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,315
−HK$10,120/mo
▼ 0.25% · 3.875%
HK$192,339
−HK$5,096/mo
Today · 4.125%
HK$197,435
baseline
▲ 0.50% · 4.625%
HK$207,842
+HK$10,407/mo
Deposit HK$4.10M · loan HK$36.92M · min. income ≈ HK$394,870/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,449 · Scale 2, in force from 26 Feb 2026)