LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,544
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,454
−HK$2,956/mo
Today · 4.125%
HK$99,410
baseline
▲ 0.50% · 4.625%
HK$105,459
+HK$6,049/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$198,820/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,067
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,858
−HK$2,832/mo
Today · 4.125%
HK$109,690
baseline
▲ 0.50% · 4.625%
HK$115,472
+HK$5,782/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$219,380/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,253
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,745
−HK$3,548/mo
Today · 4.125%
HK$119,293
baseline
▲ 0.50% · 4.625%
HK$126,551
+HK$7,258/mo
Deposit HK$16.41M · loan HK$24.61M · min. income ≈ HK$238,586/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,881
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,230
−HK$3,398/mo
Today · 4.125%
HK$131,628
baseline
▲ 0.50% · 4.625%
HK$138,566
+HK$6,938/mo
Deposit HK$16.41M · loan HK$24.61M · min. income ≈ HK$263,256/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,962
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,036
−HK$4,139/mo
Today · 4.125%
HK$139,175
baseline
▲ 0.50% · 4.625%
HK$147,643
+HK$8,468/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$278,350/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,694
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$149,602
−HK$3,963/mo
Today · 4.125%
HK$153,565
baseline
▲ 0.50% · 4.625%
HK$161,660
+HK$8,095/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$307,130/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,380
−HK$10,559/mo
▼ 0.25% · 3.875%
HK$173,617
−HK$5,322/mo
Today · 4.125%
HK$178,939
baseline
▲ 0.50% · 4.625%
HK$189,827
+HK$10,888/mo
Deposit HK$4.10M · loan HK$36.92M · min. income ≈ HK$357,878/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,321
−HK$10,120/mo
▼ 0.25% · 3.875%
HK$192,345
−HK$5,096/mo
Today · 4.125%
HK$197,441
baseline
▲ 0.50% · 4.625%
HK$207,849
+HK$10,408/mo
Deposit HK$4.10M · loan HK$36.92M · min. income ≈ HK$394,882/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,505 · Scale 2, in force from 26 Feb 2026)