LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,549
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,459
−HK$2,957/mo
Today · 4.125%
HK$99,416
baseline
▲ 0.50% · 4.625%
HK$105,465
+HK$6,049/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$198,832/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,073
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,864
−HK$2,831/mo
Today · 4.125%
HK$109,695
baseline
▲ 0.50% · 4.625%
HK$115,477
+HK$5,782/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$219,390/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,259
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,751
−HK$3,548/mo
Today · 4.125%
HK$119,299
baseline
▲ 0.50% · 4.625%
HK$126,558
+HK$7,259/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$238,598/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,887
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,236
−HK$3,398/mo
Today · 4.125%
HK$131,634
baseline
▲ 0.50% · 4.625%
HK$138,573
+HK$6,939/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$263,268/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,969
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,043
−HK$4,139/mo
Today · 4.125%
HK$139,182
baseline
▲ 0.50% · 4.625%
HK$147,651
+HK$8,469/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$278,364/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,702
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$149,609
−HK$3,964/mo
Today · 4.125%
HK$153,573
baseline
▲ 0.50% · 4.625%
HK$161,668
+HK$8,095/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$307,146/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,389
−HK$10,559/mo
▼ 0.25% · 3.875%
HK$173,626
−HK$5,322/mo
Today · 4.125%
HK$178,948
baseline
▲ 0.50% · 4.625%
HK$189,837
+HK$10,889/mo
Deposit HK$4.10M · loan HK$36.92M · min. income ≈ HK$357,896/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,331
−HK$10,120/mo
▼ 0.25% · 3.875%
HK$192,355
−HK$5,096/mo
Today · 4.125%
HK$197,451
baseline
▲ 0.50% · 4.625%
HK$207,859
+HK$10,408/mo
Deposit HK$4.10M · loan HK$36.92M · min. income ≈ HK$394,902/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,594 · Scale 2, in force from 26 Feb 2026)