LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,555
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,465
−HK$2,957/mo
Today · 4.125%
HK$99,422
baseline
▲ 0.50% · 4.625%
HK$105,471
+HK$6,049/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$198,844/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,079
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,870
−HK$2,832/mo
Today · 4.125%
HK$109,702
baseline
▲ 0.50% · 4.625%
HK$115,485
+HK$5,783/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$219,404/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,266
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,758
−HK$3,548/mo
Today · 4.125%
HK$119,306
baseline
▲ 0.50% · 4.625%
HK$126,566
+HK$7,260/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$238,612/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,895
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$128,244
−HK$3,399/mo
Today · 4.125%
HK$131,643
baseline
▲ 0.50% · 4.625%
HK$138,582
+HK$6,939/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$263,286/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,977
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,051
−HK$4,139/mo
Today · 4.125%
HK$139,190
baseline
▲ 0.50% · 4.625%
HK$147,660
+HK$8,470/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$278,380/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,711
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,619
−HK$3,964/mo
Today · 4.125%
HK$153,583
baseline
▲ 0.50% · 4.625%
HK$161,678
+HK$8,095/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$307,166/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,399
−HK$10,560/mo
▼ 0.25% · 3.875%
HK$173,637
−HK$5,322/mo
Today · 4.125%
HK$178,959
baseline
▲ 0.50% · 4.625%
HK$189,848
+HK$10,889/mo
Deposit HK$4.10M · loan HK$36.93M · min. income ≈ HK$357,918/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,342
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$192,367
−HK$5,097/mo
Today · 4.125%
HK$197,464
baseline
▲ 0.50% · 4.625%
HK$207,872
+HK$10,408/mo
Deposit HK$4.10M · loan HK$36.93M · min. income ≈ HK$394,928/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,703 · Scale 2, in force from 26 Feb 2026)