LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,559
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,469
−HK$2,957/mo
Today · 4.125%
HK$99,426
baseline
▲ 0.50% · 4.625%
HK$105,475
+HK$6,049/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$198,852/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,083
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,874
−HK$2,832/mo
Today · 4.125%
HK$109,706
baseline
▲ 0.50% · 4.625%
HK$115,489
+HK$5,783/mo
Deposit HK$20.51M · loan HK$20.51M · min. income ≈ HK$219,412/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,270
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,763
−HK$3,548/mo
Today · 4.125%
HK$119,311
baseline
▲ 0.50% · 4.625%
HK$126,570
+HK$7,259/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$238,622/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,900
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,249
−HK$3,398/mo
Today · 4.125%
HK$131,647
baseline
▲ 0.50% · 4.625%
HK$138,587
+HK$6,940/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$263,294/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,982
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,056
−HK$4,140/mo
Today · 4.125%
HK$139,196
baseline
▲ 0.50% · 4.625%
HK$147,665
+HK$8,469/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$278,392/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,716
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,624
−HK$3,965/mo
Today · 4.125%
HK$153,589
baseline
▲ 0.50% · 4.625%
HK$161,685
+HK$8,096/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$307,178/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,405
−HK$10,561/mo
▼ 0.25% · 3.875%
HK$173,644
−HK$5,322/mo
Today · 4.125%
HK$178,966
baseline
▲ 0.50% · 4.625%
HK$189,856
+HK$10,890/mo
Deposit HK$4.10M · loan HK$36.93M · min. income ≈ HK$357,932/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,349
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$192,374
−HK$5,097/mo
Today · 4.125%
HK$197,471
baseline
▲ 0.50% · 4.625%
HK$207,880
+HK$10,409/mo
Deposit HK$4.10M · loan HK$36.93M · min. income ≈ HK$394,942/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,769 · Scale 2, in force from 26 Feb 2026)