LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,571
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,481
−HK$2,958/mo
Today · 4.125%
HK$99,439
baseline
▲ 0.50% · 4.625%
HK$105,489
+HK$6,050/mo
Deposit HK$20.52M · loan HK$20.52M · min. income ≈ HK$198,878/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,097
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,888
−HK$2,833/mo
Today · 4.125%
HK$109,721
baseline
▲ 0.50% · 4.625%
HK$115,504
+HK$5,783/mo
Deposit HK$20.52M · loan HK$20.52M · min. income ≈ HK$219,442/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,285
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,778
−HK$3,548/mo
Today · 4.125%
HK$119,326
baseline
▲ 0.50% · 4.625%
HK$126,587
+HK$7,261/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$238,652/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,916
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,266
−HK$3,399/mo
Today · 4.125%
HK$131,665
baseline
▲ 0.50% · 4.625%
HK$138,605
+HK$6,940/mo
Deposit HK$16.41M · loan HK$24.62M · min. income ≈ HK$263,330/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,999
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$135,074
−HK$4,140/mo
Today · 4.125%
HK$139,214
baseline
▲ 0.50% · 4.625%
HK$147,685
+HK$8,471/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$278,428/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,735
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$149,644
−HK$3,965/mo
Today · 4.125%
HK$153,609
baseline
▲ 0.50% · 4.625%
HK$161,706
+HK$8,097/mo
Deposit HK$12.31M · loan HK$28.72M · min. income ≈ HK$307,218/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,427
−HK$10,562/mo
▼ 0.25% · 3.875%
HK$173,666
−HK$5,323/mo
Today · 4.125%
HK$178,989
baseline
▲ 0.50% · 4.625%
HK$189,880
+HK$10,891/mo
Deposit HK$4.10M · loan HK$36.93M · min. income ≈ HK$357,978/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,374
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$192,399
−HK$5,098/mo
Today · 4.125%
HK$197,497
baseline
▲ 0.50% · 4.625%
HK$207,907
+HK$10,410/mo
Deposit HK$4.10M · loan HK$36.93M · min. income ≈ HK$394,994/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,743,997 · Scale 2, in force from 26 Feb 2026)