LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,596
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,508
−HK$2,958/mo
Today · 4.125%
HK$99,466
baseline
▲ 0.50% · 4.625%
HK$105,518
+HK$6,052/mo
Deposit HK$20.52M · loan HK$20.52M · min. income ≈ HK$198,932/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,125
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,918
−HK$2,833/mo
Today · 4.125%
HK$109,751
baseline
▲ 0.50% · 4.625%
HK$115,536
+HK$5,785/mo
Deposit HK$20.52M · loan HK$20.52M · min. income ≈ HK$219,502/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,316
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$115,809
−HK$3,550/mo
Today · 4.125%
HK$119,359
baseline
▲ 0.50% · 4.625%
HK$126,622
+HK$7,263/mo
Deposit HK$16.42M · loan HK$24.63M · min. income ≈ HK$238,718/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,950
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$128,301
−HK$3,400/mo
Today · 4.125%
HK$131,701
baseline
▲ 0.50% · 4.625%
HK$138,643
+HK$6,942/mo
Deposit HK$16.42M · loan HK$24.63M · min. income ≈ HK$263,402/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,035
−HK$8,217/mo
▼ 0.25% · 3.875%
HK$135,111
−HK$4,141/mo
Today · 4.125%
HK$139,252
baseline
▲ 0.50% · 4.625%
HK$147,725
+HK$8,473/mo
Deposit HK$12.31M · loan HK$28.73M · min. income ≈ HK$278,504/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,775
−HK$7,876/mo
▼ 0.25% · 3.875%
HK$149,685
−HK$3,966/mo
Today · 4.125%
HK$153,651
baseline
▲ 0.50% · 4.625%
HK$161,750
+HK$8,099/mo
Deposit HK$12.31M · loan HK$28.73M · min. income ≈ HK$307,302/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,474
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$173,714
−HK$5,324/mo
Today · 4.125%
HK$179,038
baseline
▲ 0.50% · 4.625%
HK$189,932
+HK$10,894/mo
Deposit HK$4.10M · loan HK$36.94M · min. income ≈ HK$358,076/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,425
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$192,452
−HK$5,099/mo
Today · 4.125%
HK$197,551
baseline
▲ 0.50% · 4.625%
HK$207,964
+HK$10,413/mo
Deposit HK$4.10M · loan HK$36.94M · min. income ≈ HK$395,102/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,744,474 · Scale 2, in force from 26 Feb 2026)