LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,360
−HK$587/mo
▼ 0.25% · 3.875%
HK$9,651
−HK$296/mo
Today · 4.125%
HK$9,947
baseline
▲ 0.50% · 4.625%
HK$10,552
+HK$605/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,894/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,413
−HK$563/mo
▼ 0.25% · 3.875%
HK$10,692
−HK$284/mo
Today · 4.125%
HK$10,976
baseline
▲ 0.50% · 4.625%
HK$11,554
+HK$578/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,952/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,232
−HK$705/mo
▼ 0.25% · 3.875%
HK$11,582
−HK$355/mo
Today · 4.125%
HK$11,937
baseline
▲ 0.50% · 4.625%
HK$12,663
+HK$726/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,874/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,496
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,831
−HK$340/mo
Today · 4.125%
HK$13,171
baseline
▲ 0.50% · 4.625%
HK$13,865
+HK$694/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,342/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,104
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,512
−HK$414/mo
Today · 4.125%
HK$13,926
baseline
▲ 0.50% · 4.625%
HK$14,773
+HK$847/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$27,852/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,578
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,969
−HK$397/mo
Today · 4.125%
HK$15,366
baseline
▲ 0.50% · 4.625%
HK$16,176
+HK$810/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$30,732/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,848
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,372
−HK$533/mo
Today · 4.125%
HK$17,905
baseline
▲ 0.50% · 4.625%
HK$18,994
+HK$1,089/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,810/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,744
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,246
−HK$510/mo
Today · 4.125%
HK$19,756
baseline
▲ 0.50% · 4.625%
HK$20,798
+HK$1,042/mo
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$39,512/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,077 · Scale 2, in force from 26 Feb 2026)