LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,626
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,538
−HK$2,959/mo
Today · 4.125%
HK$99,497
baseline
▲ 0.50% · 4.625%
HK$105,551
+HK$6,054/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$198,994/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,158
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,951
−HK$2,834/mo
Today · 4.125%
HK$109,785
baseline
▲ 0.50% · 4.625%
HK$115,572
+HK$5,787/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$219,570/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,351
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$115,846
−HK$3,550/mo
Today · 4.125%
HK$119,396
baseline
▲ 0.50% · 4.625%
HK$126,661
+HK$7,265/mo
Deposit HK$16.42M · loan HK$24.64M · min. income ≈ HK$238,792/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,989
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,341
−HK$3,401/mo
Today · 4.125%
HK$131,742
baseline
▲ 0.50% · 4.625%
HK$138,686
+HK$6,944/mo
Deposit HK$16.42M · loan HK$24.64M · min. income ≈ HK$263,484/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,076
−HK$8,220/mo
▼ 0.25% · 3.875%
HK$135,153
−HK$4,143/mo
Today · 4.125%
HK$139,296
baseline
▲ 0.50% · 4.625%
HK$147,772
+HK$8,476/mo
Deposit HK$12.32M · loan HK$28.74M · min. income ≈ HK$278,592/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,821
−HK$7,878/mo
▼ 0.25% · 3.875%
HK$149,732
−HK$3,967/mo
Today · 4.125%
HK$153,699
baseline
▲ 0.50% · 4.625%
HK$161,801
+HK$8,102/mo
Deposit HK$12.32M · loan HK$28.74M · min. income ≈ HK$307,398/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,526
−HK$10,569/mo
▼ 0.25% · 3.875%
HK$173,769
−HK$5,326/mo
Today · 4.125%
HK$179,095
baseline
▲ 0.50% · 4.625%
HK$189,992
+HK$10,897/mo
Deposit HK$4.11M · loan HK$36.95M · min. income ≈ HK$358,190/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,484
−HK$10,129/mo
▼ 0.25% · 3.875%
HK$192,512
−HK$5,101/mo
Today · 4.125%
HK$197,613
baseline
▲ 0.50% · 4.625%
HK$208,030
+HK$10,417/mo
Deposit HK$4.11M · loan HK$36.95M · min. income ≈ HK$395,226/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,022 · Scale 2, in force from 26 Feb 2026)