LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,363
−HK$587/mo
▼ 0.25% · 3.875%
HK$9,654
−HK$296/mo
Today · 4.125%
HK$9,950
baseline
▲ 0.50% · 4.625%
HK$10,555
+HK$605/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,900/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,416
−HK$563/mo
▼ 0.25% · 3.875%
HK$10,695
−HK$284/mo
Today · 4.125%
HK$10,979
baseline
▲ 0.50% · 4.625%
HK$11,557
+HK$578/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,958/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,235
−HK$705/mo
▼ 0.25% · 3.875%
HK$11,585
−HK$355/mo
Today · 4.125%
HK$11,940
baseline
▲ 0.50% · 4.625%
HK$12,666
+HK$726/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,880/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,499
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,834
−HK$340/mo
Today · 4.125%
HK$13,174
baseline
▲ 0.50% · 4.625%
HK$13,869
+HK$695/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,348/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,108
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,516
−HK$414/mo
Today · 4.125%
HK$13,930
baseline
▲ 0.50% · 4.625%
HK$14,777
+HK$847/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$27,860/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,582
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,973
−HK$397/mo
Today · 4.125%
HK$15,370
baseline
▲ 0.50% · 4.625%
HK$16,180
+HK$810/mo
Deposit HK$1.23M · loan HK$2.87M · min. income ≈ HK$30,740/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,853
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,377
−HK$533/mo
Today · 4.125%
HK$17,910
baseline
▲ 0.50% · 4.625%
HK$19,000
+HK$1,090/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,820/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,749
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,252
−HK$510/mo
Today · 4.125%
HK$19,762
baseline
▲ 0.50% · 4.625%
HK$20,803
+HK$1,041/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,524/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,305 · Scale 2, in force from 26 Feb 2026)