LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,640
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,553
−HK$2,959/mo
Today · 4.125%
HK$99,512
baseline
▲ 0.50% · 4.625%
HK$105,567
+HK$6,055/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$199,024/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,174
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,968
−HK$2,834/mo
Today · 4.125%
HK$109,802
baseline
▲ 0.50% · 4.625%
HK$115,590
+HK$5,788/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$219,604/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,368
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$115,863
−HK$3,552/mo
Today · 4.125%
HK$119,415
baseline
▲ 0.50% · 4.625%
HK$126,681
+HK$7,266/mo
Deposit HK$16.43M · loan HK$24.64M · min. income ≈ HK$238,830/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,008
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$128,361
−HK$3,401/mo
Today · 4.125%
HK$131,762
baseline
▲ 0.50% · 4.625%
HK$138,708
+HK$6,946/mo
Deposit HK$16.43M · loan HK$24.64M · min. income ≈ HK$263,524/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,096
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$135,174
−HK$4,143/mo
Today · 4.125%
HK$139,317
baseline
▲ 0.50% · 4.625%
HK$147,794
+HK$8,477/mo
Deposit HK$12.32M · loan HK$28.75M · min. income ≈ HK$278,634/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,843
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$149,755
−HK$3,968/mo
Today · 4.125%
HK$153,723
baseline
▲ 0.50% · 4.625%
HK$161,825
+HK$8,102/mo
Deposit HK$12.32M · loan HK$28.75M · min. income ≈ HK$307,446/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,552
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$173,795
−HK$5,327/mo
Today · 4.125%
HK$179,122
baseline
▲ 0.50% · 4.625%
HK$190,021
+HK$10,899/mo
Deposit HK$4.11M · loan HK$36.96M · min. income ≈ HK$358,244/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,513
−HK$10,130/mo
▼ 0.25% · 3.875%
HK$192,542
−HK$5,101/mo
Today · 4.125%
HK$197,643
baseline
▲ 0.50% · 4.625%
HK$208,061
+HK$10,418/mo
Deposit HK$4.11M · loan HK$36.96M · min. income ≈ HK$395,286/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,288 · Scale 2, in force from 26 Feb 2026)