LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,641
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,554
−HK$2,959/mo
Today · 4.125%
HK$99,513
baseline
▲ 0.50% · 4.625%
HK$105,568
+HK$6,055/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$199,026/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,175
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,969
−HK$2,834/mo
Today · 4.125%
HK$109,803
baseline
▲ 0.50% · 4.625%
HK$115,591
+HK$5,788/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$219,606/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,369
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$115,865
−HK$3,551/mo
Today · 4.125%
HK$119,416
baseline
▲ 0.50% · 4.625%
HK$126,682
+HK$7,266/mo
Deposit HK$16.43M · loan HK$24.64M · min. income ≈ HK$238,832/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,010
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$128,362
−HK$3,402/mo
Today · 4.125%
HK$131,764
baseline
▲ 0.50% · 4.625%
HK$138,709
+HK$6,945/mo
Deposit HK$16.43M · loan HK$24.64M · min. income ≈ HK$263,528/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,098
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$135,175
−HK$4,144/mo
Today · 4.125%
HK$139,319
baseline
▲ 0.50% · 4.625%
HK$147,796
+HK$8,477/mo
Deposit HK$12.32M · loan HK$28.75M · min. income ≈ HK$278,638/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,845
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$149,756
−HK$3,968/mo
Today · 4.125%
HK$153,724
baseline
▲ 0.50% · 4.625%
HK$161,827
+HK$8,103/mo
Deposit HK$12.32M · loan HK$28.75M · min. income ≈ HK$307,448/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,554
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$173,797
−HK$5,327/mo
Today · 4.125%
HK$179,124
baseline
▲ 0.50% · 4.625%
HK$190,023
+HK$10,899/mo
Deposit HK$4.11M · loan HK$36.96M · min. income ≈ HK$358,248/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,515
−HK$10,130/mo
▼ 0.25% · 3.875%
HK$192,544
−HK$5,101/mo
Today · 4.125%
HK$197,645
baseline
▲ 0.50% · 4.625%
HK$208,064
+HK$10,419/mo
Deposit HK$4.11M · loan HK$36.96M · min. income ≈ HK$395,290/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,307 · Scale 2, in force from 26 Feb 2026)