LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,645
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,558
−HK$2,960/mo
Today · 4.125%
HK$99,518
baseline
▲ 0.50% · 4.625%
HK$105,573
+HK$6,055/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$199,036/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,180
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,974
−HK$2,834/mo
Today · 4.125%
HK$109,808
baseline
▲ 0.50% · 4.625%
HK$115,596
+HK$5,788/mo
Deposit HK$20.53M · loan HK$20.53M · min. income ≈ HK$219,616/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,375
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,870
−HK$3,551/mo
Today · 4.125%
HK$119,421
baseline
▲ 0.50% · 4.625%
HK$126,688
+HK$7,267/mo
Deposit HK$16.43M · loan HK$24.64M · min. income ≈ HK$238,842/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,016
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$128,368
−HK$3,402/mo
Today · 4.125%
HK$131,770
baseline
▲ 0.50% · 4.625%
HK$138,715
+HK$6,945/mo
Deposit HK$16.43M · loan HK$24.64M · min. income ≈ HK$263,540/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,104
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$135,182
−HK$4,143/mo
Today · 4.125%
HK$139,325
baseline
▲ 0.50% · 4.625%
HK$147,803
+HK$8,478/mo
Deposit HK$12.32M · loan HK$28.75M · min. income ≈ HK$278,650/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,851
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$149,763
−HK$3,968/mo
Today · 4.125%
HK$153,731
baseline
▲ 0.50% · 4.625%
HK$161,835
+HK$8,104/mo
Deposit HK$12.32M · loan HK$28.75M · min. income ≈ HK$307,462/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,562
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$173,805
−HK$5,327/mo
Today · 4.125%
HK$179,132
baseline
▲ 0.50% · 4.625%
HK$190,032
+HK$10,900/mo
Deposit HK$4.11M · loan HK$36.96M · min. income ≈ HK$358,264/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,523
−HK$10,132/mo
▼ 0.25% · 3.875%
HK$192,553
−HK$5,102/mo
Today · 4.125%
HK$197,655
baseline
▲ 0.50% · 4.625%
HK$208,073
+HK$10,418/mo
Deposit HK$4.11M · loan HK$36.96M · min. income ≈ HK$395,310/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$1,745,388 · Scale 2, in force from 26 Feb 2026)