LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,365
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,657
−HK$296/mo
Today · 4.125%
HK$9,953
baseline
▲ 0.50% · 4.625%
HK$10,558
+HK$605/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,906/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,419
−HK$563/mo
▼ 0.25% · 3.875%
HK$10,698
−HK$284/mo
Today · 4.125%
HK$10,982
baseline
▲ 0.50% · 4.625%
HK$11,561
+HK$579/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,964/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,239
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,588
−HK$355/mo
Today · 4.125%
HK$11,943
baseline
▲ 0.50% · 4.625%
HK$12,670
+HK$727/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,886/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,503
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,838
−HK$340/mo
Today · 4.125%
HK$13,178
baseline
▲ 0.50% · 4.625%
HK$13,873
+HK$695/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,356/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,112
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,520
−HK$414/mo
Today · 4.125%
HK$13,934
baseline
▲ 0.50% · 4.625%
HK$14,782
+HK$848/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,868/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,587
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,978
−HK$397/mo
Today · 4.125%
HK$15,375
baseline
▲ 0.50% · 4.625%
HK$16,185
+HK$810/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,750/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,858
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,382
−HK$533/mo
Today · 4.125%
HK$17,915
baseline
▲ 0.50% · 4.625%
HK$19,005
+HK$1,090/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,830/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,754
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,257
−HK$510/mo
Today · 4.125%
HK$19,767
baseline
▲ 0.50% · 4.625%
HK$20,809
+HK$1,042/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,534/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,541 · Scale 2, in force from 26 Feb 2026)