LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,367
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,658
−HK$297/mo
Today · 4.125%
HK$9,955
baseline
▲ 0.50% · 4.625%
HK$10,560
+HK$605/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,910/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,421
−HK$563/mo
▼ 0.25% · 3.875%
HK$10,700
−HK$284/mo
Today · 4.125%
HK$10,984
baseline
▲ 0.50% · 4.625%
HK$11,563
+HK$579/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,968/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,241
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,590
−HK$355/mo
Today · 4.125%
HK$11,945
baseline
▲ 0.50% · 4.625%
HK$12,672
+HK$727/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$23,890/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,505
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,840
−HK$341/mo
Today · 4.125%
HK$13,181
baseline
▲ 0.50% · 4.625%
HK$13,875
+HK$694/mo
Deposit HK$1.64M · loan HK$2.46M · min. income ≈ HK$26,362/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,114
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,522
−HK$414/mo
Today · 4.125%
HK$13,936
baseline
▲ 0.50% · 4.625%
HK$14,784
+HK$848/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,872/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,589
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,980
−HK$397/mo
Today · 4.125%
HK$15,377
baseline
▲ 0.50% · 4.625%
HK$16,188
+HK$811/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,754/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,861
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,385
−HK$533/mo
Today · 4.125%
HK$17,918
baseline
▲ 0.50% · 4.625%
HK$19,008
+HK$1,090/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,836/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,757
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,261
−HK$510/mo
Today · 4.125%
HK$19,771
baseline
▲ 0.50% · 4.625%
HK$20,813
+HK$1,042/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,542/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,684 · Scale 2, in force from 26 Feb 2026)