LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,369
−HK$587/mo
▼ 0.25% · 3.875%
HK$9,660
−HK$296/mo
Today · 4.125%
HK$9,956
baseline
▲ 0.50% · 4.625%
HK$10,562
+HK$606/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$19,912/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,423
−HK$563/mo
▼ 0.25% · 3.875%
HK$10,702
−HK$284/mo
Today · 4.125%
HK$10,986
baseline
▲ 0.50% · 4.625%
HK$11,565
+HK$579/mo
Deposit HK$2.05M · loan HK$2.05M · min. income ≈ HK$21,972/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,243
−HK$705/mo
▼ 0.25% · 3.875%
HK$11,592
−HK$356/mo
Today · 4.125%
HK$11,948
baseline
▲ 0.50% · 4.625%
HK$12,675
+HK$727/mo
Deposit HK$1.64M · loan HK$2.47M · min. income ≈ HK$23,896/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,507
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,843
−HK$340/mo
Today · 4.125%
HK$13,183
baseline
▲ 0.50% · 4.625%
HK$13,878
+HK$695/mo
Deposit HK$1.64M · loan HK$2.47M · min. income ≈ HK$26,366/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,117
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,525
−HK$414/mo
Today · 4.125%
HK$13,939
baseline
▲ 0.50% · 4.625%
HK$14,787
+HK$848/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,878/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,592
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,983
−HK$397/mo
Today · 4.125%
HK$15,380
baseline
▲ 0.50% · 4.625%
HK$16,191
+HK$811/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,760/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,864
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,389
−HK$533/mo
Today · 4.125%
HK$17,922
baseline
▲ 0.50% · 4.625%
HK$19,012
+HK$1,090/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,844/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,761
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,264
−HK$511/mo
Today · 4.125%
HK$19,775
baseline
▲ 0.50% · 4.625%
HK$20,817
+HK$1,042/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,550/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$21,846 · Scale 2, in force from 26 Feb 2026)