LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,698
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$96,612
−HK$2,961/mo
Today · 4.125%
HK$99,573
baseline
▲ 0.50% · 4.625%
HK$105,632
+HK$6,059/mo
Deposit HK$20.55M · loan HK$20.55M · min. income ≈ HK$199,146/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,238
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,033
−HK$2,836/mo
Today · 4.125%
HK$109,869
baseline
▲ 0.50% · 4.625%
HK$115,661
+HK$5,792/mo
Deposit HK$20.55M · loan HK$20.55M · min. income ≈ HK$219,738/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,437
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$115,935
−HK$3,553/mo
Today · 4.125%
HK$119,488
baseline
▲ 0.50% · 4.625%
HK$126,758
+HK$7,270/mo
Deposit HK$16.44M · loan HK$24.65M · min. income ≈ HK$238,976/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,085
−HK$6,758/mo
▼ 0.25% · 3.875%
HK$128,440
−HK$3,403/mo
Today · 4.125%
HK$131,843
baseline
▲ 0.50% · 4.625%
HK$138,793
+HK$6,950/mo
Deposit HK$16.44M · loan HK$24.65M · min. income ≈ HK$263,686/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,177
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$135,257
−HK$4,146/mo
Today · 4.125%
HK$139,403
baseline
▲ 0.50% · 4.625%
HK$147,885
+HK$8,482/mo
Deposit HK$12.33M · loan HK$28.76M · min. income ≈ HK$278,806/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,933
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$149,847
−HK$3,970/mo
Today · 4.125%
HK$153,817
baseline
▲ 0.50% · 4.625%
HK$161,925
+HK$8,108/mo
Deposit HK$12.33M · loan HK$28.76M · min. income ≈ HK$307,634/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,656
−HK$10,576/mo
▼ 0.25% · 3.875%
HK$173,902
−HK$5,330/mo
Today · 4.125%
HK$179,232
baseline
▲ 0.50% · 4.625%
HK$190,138
+HK$10,906/mo
Deposit HK$4.11M · loan HK$36.98M · min. income ≈ HK$358,464/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,628
−HK$10,137/mo
▼ 0.25% · 3.875%
HK$192,660
−HK$5,105/mo
Today · 4.125%
HK$197,765
baseline
▲ 0.50% · 4.625%
HK$208,189
+HK$10,424/mo
Deposit HK$4.11M · loan HK$36.98M · min. income ≈ HK$395,530/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,746,360 · Scale 2, in force from 26 Feb 2026)