LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,709
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,624
−HK$2,962/mo
Today · 4.125%
HK$99,586
baseline
▲ 0.50% · 4.625%
HK$105,645
+HK$6,059/mo
Deposit HK$20.55M · loan HK$20.55M · min. income ≈ HK$199,172/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,251
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,047
−HK$2,836/mo
Today · 4.125%
HK$109,883
baseline
▲ 0.50% · 4.625%
HK$115,675
+HK$5,792/mo
Deposit HK$20.55M · loan HK$20.55M · min. income ≈ HK$219,766/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,451
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,949
−HK$3,554/mo
Today · 4.125%
HK$119,503
baseline
▲ 0.50% · 4.625%
HK$126,774
+HK$7,271/mo
Deposit HK$16.44M · loan HK$24.66M · min. income ≈ HK$239,006/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,101
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,456
−HK$3,404/mo
Today · 4.125%
HK$131,860
baseline
▲ 0.50% · 4.625%
HK$138,810
+HK$6,950/mo
Deposit HK$16.44M · loan HK$24.66M · min. income ≈ HK$263,720/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,193
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,274
−HK$4,146/mo
Today · 4.125%
HK$139,420
baseline
▲ 0.50% · 4.625%
HK$147,904
+HK$8,484/mo
Deposit HK$12.33M · loan HK$28.77M · min. income ≈ HK$278,840/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,951
−HK$7,885/mo
▼ 0.25% · 3.875%
HK$149,865
−HK$3,971/mo
Today · 4.125%
HK$153,836
baseline
▲ 0.50% · 4.625%
HK$161,945
+HK$8,109/mo
Deposit HK$12.33M · loan HK$28.77M · min. income ≈ HK$307,672/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,677
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$173,924
−HK$5,331/mo
Today · 4.125%
HK$179,255
baseline
▲ 0.50% · 4.625%
HK$190,162
+HK$10,907/mo
Deposit HK$4.11M · loan HK$36.99M · min. income ≈ HK$358,510/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,651
−HK$10,139/mo
▼ 0.25% · 3.875%
HK$192,684
−HK$5,106/mo
Today · 4.125%
HK$197,790
baseline
▲ 0.50% · 4.625%
HK$208,215
+HK$10,425/mo
Deposit HK$4.11M · loan HK$36.99M · min. income ≈ HK$395,580/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,746,581 · Scale 2, in force from 26 Feb 2026)