LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,712
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,627
−HK$2,962/mo
Today · 4.125%
HK$99,589
baseline
▲ 0.50% · 4.625%
HK$105,649
+HK$6,060/mo
Deposit HK$20.55M · loan HK$20.55M · min. income ≈ HK$199,178/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,254
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,050
−HK$2,836/mo
Today · 4.125%
HK$109,886
baseline
▲ 0.50% · 4.625%
HK$115,679
+HK$5,793/mo
Deposit HK$20.55M · loan HK$20.55M · min. income ≈ HK$219,772/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,455
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,953
−HK$3,554/mo
Today · 4.125%
HK$119,507
baseline
▲ 0.50% · 4.625%
HK$126,778
+HK$7,271/mo
Deposit HK$16.44M · loan HK$24.66M · min. income ≈ HK$239,014/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,105
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,460
−HK$3,404/mo
Today · 4.125%
HK$131,864
baseline
▲ 0.50% · 4.625%
HK$138,814
+HK$6,950/mo
Deposit HK$16.44M · loan HK$24.66M · min. income ≈ HK$263,728/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,197
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,278
−HK$4,146/mo
Today · 4.125%
HK$139,424
baseline
▲ 0.50% · 4.625%
HK$147,908
+HK$8,484/mo
Deposit HK$12.33M · loan HK$28.77M · min. income ≈ HK$278,848/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,955
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$149,870
−HK$3,971/mo
Today · 4.125%
HK$153,841
baseline
▲ 0.50% · 4.625%
HK$161,950
+HK$8,109/mo
Deposit HK$12.33M · loan HK$28.77M · min. income ≈ HK$307,682/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,682
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$173,929
−HK$5,331/mo
Today · 4.125%
HK$179,260
baseline
▲ 0.50% · 4.625%
HK$190,167
+HK$10,907/mo
Deposit HK$4.11M · loan HK$36.99M · min. income ≈ HK$358,520/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,657
−HK$10,139/mo
▼ 0.25% · 3.875%
HK$192,690
−HK$5,106/mo
Today · 4.125%
HK$197,796
baseline
▲ 0.50% · 4.625%
HK$208,222
+HK$10,426/mo
Deposit HK$4.11M · loan HK$36.99M · min. income ≈ HK$395,592/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,746,632 · Scale 2, in force from 26 Feb 2026)