LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,746
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,662
−HK$2,963/mo
Today · 4.125%
HK$99,625
baseline
▲ 0.50% · 4.625%
HK$105,687
+HK$6,062/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$199,250/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,292
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,089
−HK$2,837/mo
Today · 4.125%
HK$109,926
baseline
▲ 0.50% · 4.625%
HK$115,721
+HK$5,795/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$219,852/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,495
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$115,995
−HK$3,555/mo
Today · 4.125%
HK$119,550
baseline
▲ 0.50% · 4.625%
HK$126,824
+HK$7,274/mo
Deposit HK$16.44M · loan HK$24.67M · min. income ≈ HK$239,100/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,150
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$128,507
−HK$3,405/mo
Today · 4.125%
HK$131,912
baseline
▲ 0.50% · 4.625%
HK$138,865
+HK$6,953/mo
Deposit HK$16.44M · loan HK$24.67M · min. income ≈ HK$263,824/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,245
−HK$8,230/mo
▼ 0.25% · 3.875%
HK$135,327
−HK$4,148/mo
Today · 4.125%
HK$139,475
baseline
▲ 0.50% · 4.625%
HK$147,962
+HK$8,487/mo
Deposit HK$12.33M · loan HK$28.78M · min. income ≈ HK$278,950/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,008
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,924
−HK$3,973/mo
Today · 4.125%
HK$153,897
baseline
▲ 0.50% · 4.625%
HK$162,009
+HK$8,112/mo
Deposit HK$12.33M · loan HK$28.78M · min. income ≈ HK$307,794/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,743
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$173,992
−HK$5,333/mo
Today · 4.125%
HK$179,325
baseline
▲ 0.50% · 4.625%
HK$190,236
+HK$10,911/mo
Deposit HK$4.11M · loan HK$37.00M · min. income ≈ HK$358,650/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,725
−HK$10,142/mo
▼ 0.25% · 3.875%
HK$192,760
−HK$5,107/mo
Today · 4.125%
HK$197,867
baseline
▲ 0.50% · 4.625%
HK$208,297
+HK$10,430/mo
Deposit HK$4.11M · loan HK$37.00M · min. income ≈ HK$395,734/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,267 · Scale 2, in force from 26 Feb 2026)