LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,749
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,665
−HK$2,963/mo
Today · 4.125%
HK$99,628
baseline
▲ 0.50% · 4.625%
HK$105,690
+HK$6,062/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$199,256/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,295
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,092
−HK$2,837/mo
Today · 4.125%
HK$109,929
baseline
▲ 0.50% · 4.625%
HK$115,724
+HK$5,795/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$219,858/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,499
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,998
−HK$3,555/mo
Today · 4.125%
HK$119,553
baseline
▲ 0.50% · 4.625%
HK$126,828
+HK$7,275/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$239,106/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,154
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,510
−HK$3,405/mo
Today · 4.125%
HK$131,915
baseline
▲ 0.50% · 4.625%
HK$138,869
+HK$6,954/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$263,830/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,248
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,331
−HK$4,148/mo
Today · 4.125%
HK$139,479
baseline
▲ 0.50% · 4.625%
HK$147,966
+HK$8,487/mo
Deposit HK$12.33M · loan HK$28.78M · min. income ≈ HK$278,958/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,013
−HK$7,888/mo
▼ 0.25% · 3.875%
HK$149,929
−HK$3,972/mo
Today · 4.125%
HK$153,901
baseline
▲ 0.50% · 4.625%
HK$162,014
+HK$8,113/mo
Deposit HK$12.33M · loan HK$28.78M · min. income ≈ HK$307,802/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,748
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$173,997
−HK$5,333/mo
Today · 4.125%
HK$179,330
baseline
▲ 0.50% · 4.625%
HK$190,242
+HK$10,912/mo
Deposit HK$4.11M · loan HK$37.00M · min. income ≈ HK$358,660/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,730
−HK$10,143/mo
▼ 0.25% · 3.875%
HK$192,765
−HK$5,108/mo
Today · 4.125%
HK$197,873
baseline
▲ 0.50% · 4.625%
HK$208,303
+HK$10,430/mo
Deposit HK$4.11M · loan HK$37.00M · min. income ≈ HK$395,746/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,316 · Scale 2, in force from 26 Feb 2026)