LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,375
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,667
−HK$296/mo
Today · 4.125%
HK$9,963
baseline
▲ 0.50% · 4.625%
HK$10,569
+HK$606/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,926/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,430
−HK$563/mo
▼ 0.25% · 3.875%
HK$10,709
−HK$284/mo
Today · 4.125%
HK$10,993
baseline
▲ 0.50% · 4.625%
HK$11,573
+HK$580/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$21,986/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,250
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,600
−HK$356/mo
Today · 4.125%
HK$11,956
baseline
▲ 0.50% · 4.625%
HK$12,683
+HK$727/mo
Deposit HK$1.64M · loan HK$2.47M · min. income ≈ HK$23,912/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,516
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,851
−HK$341/mo
Today · 4.125%
HK$13,192
baseline
▲ 0.50% · 4.625%
HK$13,887
+HK$695/mo
Deposit HK$1.64M · loan HK$2.47M · min. income ≈ HK$26,384/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,125
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,533
−HK$415/mo
Today · 4.125%
HK$13,948
baseline
▲ 0.50% · 4.625%
HK$14,797
+HK$849/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,896/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,602
−HK$789/mo
▼ 0.25% · 3.875%
HK$14,993
−HK$398/mo
Today · 4.125%
HK$15,391
baseline
▲ 0.50% · 4.625%
HK$16,202
+HK$811/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,782/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,875
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,400
−HK$533/mo
Today · 4.125%
HK$17,933
baseline
▲ 0.50% · 4.625%
HK$19,025
+HK$1,092/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,866/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,774
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,277
−HK$511/mo
Today · 4.125%
HK$19,788
baseline
▲ 0.50% · 4.625%
HK$20,831
+HK$1,043/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,576/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$22,389 · Scale 2, in force from 26 Feb 2026)